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5 Top Tips To Be Savvy This Christmas

Nov 14, 2019

With only 6 weeks left till Christmas, now is the time to get organised so you don’t end up repeating the same last-minute mistakes as last year. “But it’s not even December yet” I hear you say! With Christmas decorations popping up in stores and Santa’s arrival pending, it's best to get organised now! We all know how quickly those weeks fly and before you know it, it will be Christmas Eve and we still don't have anything to give Aunt Suzie.

Christmas can be a sometimes stressful and challenging time of the year for many. From trying to organise Christmas lunch, shopping for gifts, managing the budget and getting the whole family together. 

My key tip is to plan ahead and be prepared for Christmas early! This will not only allow you to be super organised and enjoy Christmas day without the stress, but also not break the bank whilst in a last minute rush. 

To help you prepare for the fast approaching holiday season, I would like to share with you my Top 5 Savvy Christmas Tips to help you have a joyful and relaxing Christmas this year. 

Let’s get Savvy this Christmas: 

  • Make a list of not only presents you need to buy for people but also everything else you may need to get such as food, drinks and decorations. Making a list will remove stress and last minute shopping whilst keeping you on budget. And you can begin to be on the lookout for sales, deals and specials ahead of time. 


  • Set a spending limit and stick to it. By setting yourself a limit this allows you to not blow the budget at Christmas time. Even going over your limit by $10 here and there can all add up.


  • Think outside the box! Instead of buying presents that may be useless, a fad, a present they don't even like, or one that will end up in the back of the cupboard or be re-gifted, think of something outside the box. Making a personalised or hand made gifts such as a lolly jar, baking cookies, mason jars filled with brownie or cake mix. Or even getting them a hamper both pretty and practical. These personalised or handmade gifts are a great idea for teachers, friends, colleagues and people you just don’t know what to buy for. Everyone will appreciate the hard work and effort you put into making their gift with love.


  • Do your research! With the internet and social media at our fingertips, we are able to keep up to date with what’s on special, the latest deals and try and buy things that are on sale. Browse catalogues, sales, specials and deals and be savvy with your shopping this Christmas. and make notes, order online if you can.


  • Go cardless. If you have to or prefer to pay for all of your Christmas shopping using a credit card make sure you pay off the due amount in full at the end of the month. I recommend paying with cash where possible and under no circumstances use any after pay services or pay later services at this time as you this will cause you financial overwhelm in the new year and you will definitely regret it.


I hope these few small tips can help you be savvy this Christmas. So don’t forget to follow me @fairienazeem or join our community of women @financiallysavvysociety on both Instagram and Facebook for the latest tip, tricks and life hacks.

Have a savvy and Merry Christmas!!

Fairien xx


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